Independent Mortgage and Protection Adviser in Cornwall
I’m Jamie Horsley, an independent mortgage and protection adviser based in Cornwall, helping clients throughout Cornwall, including Truro, Falmouth, Penryn, Redruth, Camborne, Newquay, St Austell, Penzance and the surrounding areas. Whether you prefer a face-to-face meeting or a remote appointment, I provide the same dedicated service wherever you’re based.
I love helping the Cornwall community including resident locals, visitors and Cornish businesses, but I am also always happy to provide remote mortgage advice to clients across the UK. Alongside mortgage advice, I also help clients protect their homes, families and incomes through carefully selected life insurance, critical illness cover and income protection solutions.
Specialist Support for Expats, Visa Holders and International Clients
As someone who relocated to the UK from abroad myself, I know first-hand that life doesn’t always fit neatly into a lender’s tick-box criteria. Having a visa, overseas income, a short UK employment history, or time spent living abroad can make finding the right mortgage feel more complicated than it should.
I regularly help visa holders, foreign nationals, returning UK expats and clients relocating to the UK secure mortgages that fit their circumstances. These cases often need a bit more research, a bit more persistence, and a good understanding of which lenders are comfortable with non-standard situations. That’s something I genuinely enjoy, and it’s become one of the areas where I can add the most value for my clients. Although I am Cornwall based, I work well with clients throughout the UK and internationally, using remote appointments to suit your needs.
Personal Mortgage Advice Built Around You
Everyone’s situation is unique. Whether you’re employed or self-employed, buying your first home, moving house, remortgaging, investing in a buy-to-let or holiday let property, or exploring specialist mortgage options, I take the time to understand your individual circumstances, goals, and future plans and provide advice tailored to you.
My aim is to deliver a dedicated, one-to-one service that supports you throughout your mortgage journey and beyond. When you work with me, you’ll deal directly with me from start to finish. You’re not passed between administrators, receptionists or triage call handlers. I believe good advice comes from building relationships, understanding what’s important to you, and being available when you need support. You’ll always know where things stand, what your options are, and what the next step looks like.
Expert Mortgage Advice Without the Jargon
The mortgage market can be confusing. There are hundreds of lenders, thousands of products, and plenty of industry jargon that can make your head spin.
As an independent adviser with access to the whole market, I’m not tied to any particular lender or provider. My job is to do the research, compare the options, and identify solutions that genuinely fit your circumstances.
Whether you’re buying your first home, remortgaging, purchasing an investment property, or dealing with a complex situation involving visas or overseas income, I’ll guide you through the process and handle as much of the heavy lifting as possible.
I want you to feel confident that every option has been properly explored and that the recommendation you receive is based on what’s right for you.
Building Long-Term Relationships
One of the things I enjoy most about this job is getting to know my clients and being part of such an important milestone in their lives.
In fact, one of the downsides of completing a mortgage is that I often miss speaking to my clients regularly once everything is finished.
That’s why I like to stay in touch. Whether it’s your next remortgage, a house move, an investment property, or simply a question about your options, I’m always happy to help.
My aim is to be the adviser you come back to whenever you need mortgage or protection advice, not just for one transaction. I don’t just help you secure a mortgage today; I want to build a lasting relationship and become the trusted adviser you can rely on for years to come.
Why Choose Me as Your Mortgage and Protection Adviser?
- Personalised mortgage advice tailored to your circumstances
- Dedicated one-to-one support throughout the process
- Independent advice with access to the whole-of-market
- Clear, honest guidance without unnecessary jargon
- Help with first-time buyer, home mover, remortgage and investment properties
- Support with more complex cases, including visa holders and expatriates
- Ongoing advice and assistance across your property journey and changing needs
- Friendly professional advice focused on your goals
Let’s Have a Quick Chat
If you’re looking for mortgage advice from someone who takes the time to understand your situation and who’ll be with you every step of the way, I’d be delighted to help.
Book a Quick Chat and we can get you started or feel free to send me a quick message.