
Independent Mortgage and Protection Adviser in Cornwall
Independent, Personal, Dedicated to You
I provide personal mortgage and protection advice to clients across the UK from a wide range of market providers. I can help first-time buyers, home movers/remortgages, landlords, visa holders, UK expats and clients with more complex circumstances.
Certificate of Mortgage Advice, Certificate in Equity Release qualified from the Chartered Insurance Institute

Why Clients Work With Me
Personal Advice Dedicated to You
- Deal directly with me from start to finish
- Mortgage advice with access to the whole of market
- Support for complex circumstances
- Local Cornwall adviser with UK-wide service
- Remote and face-to-face (Cornwall and Devon only) appointments available

Personal Attention
I do not work for a chain and I am not part of a mortgage advisor company pool. That means I have the time to always stay dedicated to your case and paying attention to YOU!
I spend as much time as needed researching and negotiating for your outcome and I keep you fully informed at all points.
Not sure about the process or how I can help? Book a Quick Chat appointment and I’m happy to answer general questions to get you started.

Mortgage and Protection Services
- First-Time Buyer Mortgages
- Home-Mover and Remortgages
- Buy-to-Let & Holiday Let Mortgages
- Mortgages for Self-Employed and Business Owners
- Mortgages for Visa Holders, Foreign Nationals and UK Expatriates
- Commercial and Semi-Commercial
- Development and Bridging
- Protection Insurance – Critical Illness, Life Insurance, Income protection
- Buildings, Contents, Landlords Insurance

Mortgage Advice for Expats, Visa Holders and International Clients
Having relocated to the UK myself, I understand some of the challenges that come with applying for a mortgage when your circumstances don’t fit standard lender criteria.
I regularly help visa holders, foreign nationals, returning UK expats and clients with overseas income find lenders that can be flexible for their situation.

Based in Cornwall, Helping Clients Across the UK
I work with clients across Cornwall including Truro, Falmouth, Newquay, St Austell, Penzance and the surrounding areas, while also supporting clients throughout the UK through remote appointments.

Ready to go? Get in touch!

Consultation Hours
Monday, Tuesday, Thursday, Friday: 9 am – 6 pm
Wednesdays: 9am – 8pm
Saturday and Sunday: Closed
OSL FINANCIAL SERVICES LTD IS A UK FINANCE SPECIALIST IN PROPERTY & BUSINESS BASED FINANCE FOR ALL TYPES OF COMMERCIAL AND PERSONAL INVESTMENTS. WE ARE A CREDIT BROKER NOT A LENDER. OSL FINANCIAL SERVICES LIMITED MAY RECEIVE COMMISSION FROM THE LENDER OR PROVIDER FOR THE ARRANGEMENT OF YOUR MORTGAGE, FINANCE OR LIFE INSURANCE, THIS AMOUNT WILL BE DISCLOSED ON RECEIPT OF THE LENDER’S OR PROVIDER’S OFFER
OSL FINANCIAL SERVICES LIMITED IS REGISTERED IN ENGLAND AND WALES NO. 06754978. REGISTERED OFFICE: 11 DINTHILL, TELFORD, SHROPSHIRE, TF3 2DT. ALL RIGHTS RESERVED.
OSL FINANCIAL SERVICES LIMITED IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY FRN 948512. YOU CAN CHECK THIS ON THE FINANCIAL SERVICES REGISTER BY VISITING THE FCA’S WEBSITE WWW.FCA.ORG.UK/REGISTER. NOT ALL OF OUR PRODUCTS ARE REGULATED BY THE FINANCIAL CONDUCT AUTHORITY – PLEASE ASK FOR DETAILS.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR LOANS SECURED ON IT
